January 20, 2019

Midwest Builders' Casualty

Specializing in Workers' Compensation Insurance for the Commercial Construction Industry

Master Builders of Iowa understands the importance of risk management and the ability for their members to secure quality workers compensation coverage. Because of this, we have partnered with Midwest Builders’ Casualty Mutual Company, as a sponsoring trade association, which allows members of the MBI to access the Midwest Builders’ Casualty workers compensation insurance program.   The MBI Board of Directors made the decision to partner with Midwest Builders’ Casualty only after a lengthy interview control overhead through risk management process, determining that both organizations had similar values and approaches to their business operations. MBI was able to quickly see that Midwest Builders’ Casualty is different than most other insurance carriers and they were surprised to learn that these differences have led to over 95% of Midwest Builders’ Casualty policyholders renewing their coverage each year. This is an incredibly high renewal rate and is an indication of the consistent rates and high level of service that we provide.

Midwest Builders’ Casualty was founded in the early 1980’s by the Associated General Contractors of Kansas City to serve members in both Kansas and Missouri. Created by contractors, for contractors, with the purpose of providing a stable insurance market during a time when workers compensation insurance was difficult to find, and if coverage could be found, the pricing was often times extremely volatile.  Throughout its 30-year history, Midwest Builders’ Casualty has provided stable rates accompanied by an exceptional level of service focusing on the construction industry and the consistent return of dividends back to policyholders. In fact, dividends represent a sizeable return of premium, on average 10%, with Midwest Builders’ Casualty having distributed over $32 million in lifetime dividends to qualifying members.

A commitment to providing the highest level of customer service distinguishes Midwest Builders’ Casualty from larger, competing insurance companies and is a key element in the retention of over 95% of members annually.  Member and agent services include:

  • 24 Hour Claim Reporting
  • Loss Control Services
  • Monthly Premium Reporting Billing Option
  • Online Access to Claims and Policy Information
  • Experience Mod Rating Projects and Verification
  • Safety Training and Program Review and Development
  • Full Safety Video Library and Free Educational Materials

Midwest Builders’ Casualty helps members to improve workplace safety through the development and implementation of multiple programs such as drug and alcohol policies, effective hiring practices, fall protection and light duty return-to-work initiatives, all of which allow member companies to protect their most important assets --- their employees.

Master Builders of Iowa remains committed to only endorsing a very select few products or programs and only after very careful consideration. We fully believe that Midwest Builders’ Casualty is a unique workers compensation insurance carrier that can directly benefit members of this Association. We would encourage you to contact Midwest Builders’ Casualty directly to find out additional information.  You can also find out more information at


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